Mitchell & Mitchell Insurance Blog

California Liability Insurance is for More than Businesses

2/3/2012 12:16:08 PM

If you are a loyal reader to our blog, you are well aware of the importance of California business liability insurance to companies. We have spoken at length about how to deal with liability claims, but until now have kept the subject matter to only the business side of the policy.

We also want to make sure all of our readers know that personal liability is a policy that every person should have, and is equivalent to a California business liability policy.

When you purchase home insurance, chances are you also bought coverage for liabilities that happen on your properties. These liability protections, for example, would include someone tripping on your porch due to a faulty step or railing, and your dog biting a neighbor, among many other situations.

Business Liability Insurance California - Tripping Hazard.gif

Image courtesy of mysafetysign.com

So make sure that liability protection is included in your home insurance policy. The protection is absolutely vital for all individuals, and if you ever need to make a claim in the future, the coverage could end up saving you tens of thousands of dollars (or more)!

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