Mitchell & Mitchell Insurance Blog

If you are in the market for California disability insurance, there are a few things that you should consider before you choose a policy.

These considerations include:

• Whether you should purchase an individual policy, or sign up for your employer’s disability insurance plan.
• What the policy defines ‘disability’ as. The broader the definition, the more protection you will have.
• Make sure that the disability benefits policies offer will cover your cost of living.
• Know exactly how much you will pay as a premium under each policy you consider.
• The collection time of the insurance benefits are a critical factor in which insurance provider you should insure with.

All this may sound complicated and confusing. Thankfully, your allies in insurance will help wade through your choices in disability insurance, California residents! We can explain policies, and make recommendations based on our years of experience.

*