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Apartment Building Owner's Insurance




As an apartment building owner, do you have the right coverage?

  • General Liability that includes coverage for mental anguish or emotional distress
  • Flexibility to provide coverage for renovations to individual units
  • Flexibility to provide coverage when you have unoccupied units
  • Flexibility to add new units you purchase
 Coverage Features  Our Coverage  Competitors
 No General Liability deductible  ✔  ?
 Non-Owned and Hired Automobile coverage available  ✔  ?
 Available for mixed occupancies  ✔  ?
 Replacement cost available  ✔  ?
 Defense costs are provided outside the limits  ✔  ?
 Special Cause of Loss available  ✔  ?
 Equipment breakdown coverage available  ✔  ?


Sleep better at night knowing your building is properly covered.

Claim Examples

A fire began at the insured's premises, due to an unattended candle left burning by one of the tenants. The damage resulted in a fire that caused $65,000 in building damage. In order to repair the damage, the apartment had to be evacuated for 2 months, resulting in the loss of rental income for the insured.
A repairman tripped and fell while walking down the hallway stairs. The repairman sustained a broken wrist and $2,500 in medical expenses, A hose on the dishwasher located in the 3rd floor apartment unit ruptured causing water to leak through to the 2nd floor apartment unit. This caused damage to the tenant's television, sofa, and pictures. The resident sued the apartment owner for negligence resulting in property damage loss of $10,000.

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