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Mitchell & Mitchell Insurance Agency Blog

View the latest blog posts from Mitchell & Mitchell Insurance Agency.

If you own any kind of business, general liability is nearly a necessity. To cover your business against possible financial losses, let’s look at what this type of insurance covers and who may need it. What Is General Liability Insurance? READ MORE >>

Is general liability insurance and professional liability insurance the same thing? This is a common question because many business owners do not recognize the reasoning behind purchasing both forms. Both are liability insurance coverage, but there are slight differences that make a big difference. READ MORE >>

AB 5 is a law passed by the California state legislature and signed into effect by California governor Gavin Newsom. AB5 restricts who can be considered an independent contractor, which is why it is important to understand what AB5 is and how it affects business owners and independent contractors. READ MORE >>

Dental Records and Litigation While most dentists provide exceptional care to their patients, there will be times when a patient is unhappy with the outcome and will pursue legal action. Dentists with inadequate dental records can be particularly vulnerable to a malpractice case, as the attorney overseeing the case will have a difficult time resolving the case with inadequate records. READ MORE >>

While it is common for attorneys to be attentive and readily available for their clients, sometimes the client can be difficult to reach, hard to communicate with, or has seemingly disappeared. It is important to take precautions to avoid a “missing client” situation. READ MORE >>

A new approach has been established in regard to audit planning. The risk assessment standards require auditors to: Locate, evaluate, and record the risks of material misstatement with the client’s financial statements Understand the client’s finances, the client themselves and the financial statements environment READ MORE >>

General liability insurance can help cover damage to the property you rent, depending on the situation and the claims occurring. This falls under a specific component of your policy. Be sure your agent knows that you are renting your location. Then, consider a few details about the amount and type of protection you may need. READ MORE >>

When you visit your lawyer or accountant, you probably want to know that they have done the job correctly. If you are in a professional service job yourself, you probably realize that your clients expect the same from you. All the same, if mistakes do occur, you might want your errors & omissions (E&O) insurance to help you settle the losses with the client. READ MORE >>

Almost every attorney has experienced a client with unreasonable expectations or one who has terminated the representation for no apparent reason. However, in the digital age when clients are only a few clicks away from anonymously venting their anger and airing grievances in real-time on bios and social media sites, attorneys must be alert about monitoring their reputation. READ MORE >>

Cyber hacking, phishing, spear phishing, ransom, smishing, vishing, you name it, it all continues to keep rolling out and evolving to stay one step ahead. We are talking big money, trillions with a "T" are being lost annually to hackers. Accountants are big targets, no matter how big or small your firm might be. READ MORE >>

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