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Health insurance is in place to provide individuals with financial support to meet their medical needs. While many people expect this to cover wellness visits to your family doctor and care for when you don’t feel well, it may also provide support for mental health needs. Every policy is very different. It is important for you to discuss your specific needs with your insurance provider to determine the best fit for your individual needs. However, most policies offer mental screenings and mental health features.

What Coverage is Available to You?

Many mental and behavioral health services are available through your health insurance plan. The type, amount of coverage and access to that coverage will differ from one company and plan to the next, though. However, all health insurance providers recognize the value of providing you with essential mental health services to safeguard your overall well being. Most plans can offer:

Behavioral health treatment coverage. This can help cover the needs for counseling and psychotherapy services.

Mental and behavior health as an inpatient service. This helps to cover your needs and expenses related to inpatient needs, such as when you need to be admitted to a hospital or other health supportive service.

Substance use disorder care. This can include treatment from both outpatient and inpatient needs.

Generally speaking, your health insurance plan may allow you to seek out these services or to be referred to them through your primary care doctor. If you feel that you need these services or would like to learn more about your options for counseling, support groups, screenings for mental health disorders or other needs, contact your health insurer specifically. You will quickly learn about the types of coverage available to you as well as where you can obtain those services and use your health insurance policy.

Having adequate support for your mental health is not something to overlook. In fact, helping you with mental health screenings and support can be the best step possible for most individuals and insurers. It can help you to get the support you need now, which may help you to remain physically healthy longer. If you know you need these services or may need them later, be sure to choose health insurance that offers complete coverage to you.

How much do you know about your coverage? Call Mitchell & Mitchell Insurance Agency, Inc. at (888) 512-8878 for more information on Los Angeles health insurance.
Posted 10:32 AM

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