An excluded driver is someone who you would intentionally want to remove from you auto insurance policy. This is an important concept to learn because if that person drives one of your vehicles,
By excluding a driver from your policy you are able to save lots of money! For example, if your teenager racked up a couple of speeding tickets or perhaps got into an accident while drinking, naturally their premiums would skyrocket, but if they live under the same roof as you so will yours!with or without your consent, your car insurance will not provide coverage.
This happens because auto insurance covers the vehicle first and foremost, no matter who is driving.
Here in California it is quite simple to exclude a driver from your policy. All you need to do is fill out a form with your agent or contact the insurer directly.
The exclusion does not end at the end of the policy period as well. If you would like to get the excluded driver back onto your policy you will have to ask your insurance provider for its approval.
If you have any questions or want to exclude a driver from your policy give us a call toll free at 1-888-512-8878.
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