Americans travel the globe for many reasons. Some travel to Karachi to visit family. Many sail the Nile exploring ancient archeological sites. Some of us fly to Sao Paulo for business meetings. Others trek the Himalayas on eco-adventures or vacation in Kenya on safari. Some of us even work in Baghdad guarding the U.S. Embassy. We participate in these endeavors and freely visit or live in these places because we might feel a sense of adventure or nostalgia or even duty. But those of us who travel to or work in these exotic locales may not be completely aware of how truly dangerous much of the world is.
Precautions can be taken, but not everyone can travel like a dignitary. Most of us can’t afford to visit foreign countries with an entourage of security personnel. But if we are adventurous enough and lucky enough to see the world, we can do so smartly.
It is strongly recommended that you plan and research a location appropriately before embarkation. Be familiar with your destination before you arrive, and utilize resources wisely. Government websites, expat network blogs and American embassies are great sources of travel advice and overseas assistance. Most importantly, be conscious of yourself, your surroundings and those around you, and avoid playing the role of the simple-minded tourist, lost and looking for trouble.
In addition to being self-aware, it is imperative to secure financial protection during your travels. Medical, life, disability and kidnap/ransom insurances are all necessary safeguards for U.S. citizens traveling or living outside the United States. The purchase of these modestly-priced products can save your life and protect your family’s finances.
We offer a wide range of international-risk insurance plans and options designed to fit any budget and any insurance need for you and your family anywhere in the world. We work through Peterson International for many of these needs due to their expertise and ability to offer coverages that are rarely offered through other carriers, and utilize other specialty brokers/carriers as well.
Are you taking the family to Costa Rica on vacation and need comprehensive travel medical insurance? Do you know someone who is moving to Shanghai on a long-term work assignment and needs life insurance? Maybe a friend will be traveling to Kurdistan and wants kidnap and ransom insurance? These risks can be mitigated and your financial well-being protected.
If you or anyone you know are leaving the relative safety and familiarity of the United States, contact us or give us a call at (800) 995-0060.