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Medical Malpractice InsuranceProfessionals, in any field or industry, are expected to perform their jobs with precision, utilizing specialized knowledge and know-how. However, everyone is capable of making occasional errors. These errors, or omissions, can result in poor job performance, failure to uphold client expectations and even a lawsuit if damage is caused. Professional liability insurance is available for a variety of professions to protect against expenses associated with errors and omissions.

Malpractice Insurance: Also called medical professional liability insurance, this form of coverage applies to doctors, nurses, surgeons, dentists,  physical therapists, podiatrists, ophthalmologists, hospitals and more. Medical professionals are at risk of a lawsuit following errors such as misdiagnosing a patient, failing to administer appropriate treatment, neglecting to inform a patient about side effects of treatments etc. In fact, some medical institutions require professionals to purchase this coverage in order to work on the premises.

Keep in mind that professional liability insurance does not cover property damage liabilities or bodily injuries. Rather, it covers instances of the insured failing to perform according to the professional expected standard of the industry. Note that this policy is designed to take effect only if the insured is acting in a professional capacity and will not cover personal lawsuits.

Everyone makes mistakes. We’ll help you recover from them. Call Mitchell & Mitchell Insurance Agency at (415) 883-2525 for more information on California professional liability insurance.
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