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Mitchell & Mitchell Insurance Agency Blog: california

View the latest blog posts from Mitchell & Mitchell Insurance Agency.

Four out of 10 small businesses are likely to experience a property or general liability claim in the next 10 years, according to an analysis of The Hartford’s small business claims. Topping the list for the most common claim is burglary and theft, however, the most costly claim for a small business is reputational harm, which includes libel, slander and violation of privacy. READ MORE >>

Many dental hygienists work in pain or know others suffering from musculoskeletal disorders, known as MSDs. Tendonitis, tennis elbow, carpal tunnel syndrome, and other MSDs are injuries caused by wear and tear to the tendons, nerves, muscles, and joints. READ MORE >>

“Employees are at the root of most cyber breaches” said Judy Selby, Partner of BakerHostetler LLP, while moderating “The Weakest Link: Employee Practices Around Cybersecurity” panel at Legaltech in early February. READ MORE >>

The summer months are upon us, marking a busy time for the international travel industry.  Family vacations, study-abroad programs, high school/college senior trips, honeymoons and humanitarian missions are but a few of the reasons Americans will be traveling overseas throughout the next several months. READ MORE >>

On warm days, there's nothing quite like heating up the backyard grill to cook your favorite foods. Ribs, chicken, burgers and vegetables all taste especially flavorful on a beautiful sunny day, and it's a great time to gather family and friends and spend some time together. READ MORE >>

Almost all insureds answer "yes" to the multiple engagement letter questions on professional liability applications. However, if you check with a carrier's claims dept., an adjuster will probably tell you they see engagement letters on less than half the claims they handle. READ MORE >>

Scientists are virtually certain that California will be rocked by a strong earthquake in the next 30 years. Now they say the risk of a mega-quake is more likely than previously thought. The chance of a magnitude-8 quake striking the state in the next three decades jumped to 7 percent from 4. READ MORE >>

Research indicates that the greatest risk of auto accidents is among teenage drivers. The California Department of Motor Vehicles reports that the fatal crash rate for 16- to 19-year-olds is 2.7 times higher than for drivers of all ages. So here are some tips for parents to pass on to their sons and daughters who are now getting behind the wheel for the first time. READ MORE >>

As your enterprise grows, you become more than just a business; in the eyes of the federal government you are now an employer. As an employer, you must also maintain a safe and healthy workplace for employees. Those rules are enumerated in OSHA, the Occupational Safety and Health Act. READ MORE >>

Taking a few minutes to answer the “yes” or “no” questions in this check-up can be a great way to kick-off a conversation with your insurance professional about making sure your coverage levels are right for your business today. READ MORE >>

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