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Mitchell & Mitchell Insurance Agency Blog: medical insurance

View the latest blog posts from Mitchell & Mitchell Insurance Agency.

A 2015 Gallup poll showed 37% of Americans won’t retire until after age 65, up from 31% in 2009 and 14% in 1995. Some of these newly minted senior citizens are delaying their retirement years out of need, having taken a hit in their investment portfolio during the 2008-2009 recession. READ MORE >>

For a family of four covered by a PPO, the average cost of health care now exceeds $25,000 a year, according to a new study. The Milliman Medical Index reports that the average cost of health care rose 4.7% in the past year, reaching $25,826 in 2016. That’s three times greater than the average cost of $8,414 in 2001. READ MORE >>

Flexible spending arrangements can help you spend less on health care, but only if you use yours correctly — by spending all the money in it before a year-end deadline. FSAs are tax-advantaged accounts that can be used for medical expenses only; they’re  sometimes also referred to as flexible spending accounts. READ MORE >>

When you're in an emotional crisis, the last thing you need is to worry about a bill from a therapist or counselor. The good news is that seeking help for mental health issues isn't as taboo as it once was. Still, economic barriers remain. In fact, 45. READ MORE >>

2014 DMHC/Blue Shield IFP Provider Directory Settlement Member Letter On Tuesday, November 3, 2015, the DMHC announced a settlement with Blue Shield regarding its Non-Routine Survey of Blue Shield's provider directories for 2014 non-grandfathered Individual and Family Plans. READ MORE >>

Blue Shield of California has reached an agreement with University of California Health System (Hospitals and IPA/Medical Groups), including UC Davis Medical Group, UC Davis Medical Center, UCLA Medical Group, Ronald Reagan UCLA Medical Center, UCLA Medical Center Santa Monica, UC Irvine, UCSD Medical Center, UCSD La Jolla, UCSF Medical Center, UCSF Mt. READ MORE >>

As you enjoy family barbecues, boating or fireworks tomorrow, it is good to keep in mind that urgent care facilities are a great alternative to the emergency room for minor burns and injuries. BONUS: Most medical plans will cover these visits with just a copay (not subject to a deductible). READ MORE >>

Blue Shield offers an easy to read checklist of items covered under your preventive care service. These services are covered at no additional cost - even before you meet your deductible. Please click here to view the checklist. Contact Mitchell and Mitchell today to review preventive care services covered under your current plan. READ MORE >>

As confusing as medical insurance can be, Medicare is sometimes double the confusion.  Mitchell & Mitchell have a team dedicated to helping you navigate the Medicare waters. What You Need To Know Before You Turn 65 or If You Have Already Turned 65 Top three must knows: READ MORE >>

According to, "Maximum contributions to health savings accounts will jump slightly next year, the Internal Revenue Service announced. It will increase $50 for individuals and $100 for families. The agency said the maximum 2015 HSA contribution will be $3,350 for individuals with self-only coverage, up from $3,300 this year. READ MORE >>

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