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Mitchell & Mitchell Insurance Agency Blog: work

View the latest blog posts from Mitchell & Mitchell Insurance Agency.

As a business owner, you pose liability risks to other parties. These include your customers and your employees. You therefore likely know that you need liability insurance for the business. However, simply assuming that customers and employees all need the same types of coverage is the wrong course of action. READ MORE >>

(Thinkstock) There are several types of policies, depending on the nature of your work and who visits. By Elisabeth Leamy When Regina Mohr started her home-based business, Caliber Meetings and Events, she knew she needed insurance. READ MORE >>

You operate a business. It may be construction-related. It could be an electrical or plumbing business. Your job is to protect your employees from exposure to risks. Asbestos is one of the biggest exposure risks. If exposure to asbestos occurs, your employees may face significant health challenges. READ MORE >>

 The question is often asked, “What is a premium audit” and “can I go with a carrier that won’t do this audit.” This is a common question I get from contractors getting a workers compensation policy for the first time. A premium audit is done by every workers compensation carrier. READ MORE >>

A recent bill was passed that affects a significant amount of business owners in the United States. Assembly Bill 2883 will require that certain officers, directors, and partners of private corporations, partnerships, and limited liability companies (LLC) be covered under the business workers’ comp insurance policy. READ MORE >>

When an employee is injured on the job or suffers an illness from the job, it’s hard to know the first steps to take as the employer, especially if the employee needs immediate medical attention. If you have employees in California, you are required to have a Workers’ Compensation Ins... READ MORE >>

California recently enacted the Healthy Workplaces, Healthy Families Act of 2014, which requires virtually all employers to provide paid sick leave benefits to employees.  Some employer actions are required by January 1, 2015, and others by July 1, 2015.  It's important to start thinking and planning ahead. READ MORE >>

In California contractors are liable for workers compensation benefits to uninsured subcontractors employees.  This usually leads to surprise by the contractor along with a hefty bill from the auditor at the end of the policy period. This bill reflects the exposure and payroll of work done by the uninsured contractors employees. READ MORE >>

New reports have been conducted by an insurance holding company named EMPLOYERS that showed a number of different risks that small businesses must be aware of in 2014 such as cyber security, healthcare affordability, and terrorism.  EMPLOYERS conducted this survey by sampling 502 small businesses that had fewer than 100 employees. READ MORE >>

Young families everywhere are finding new ways to save on their taxes.  There are several different areas where they are saving the most.  The first area is at work. The first thing to look out for is if you received a big tax refund this year. READ MORE >>

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