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Mitchell & Mitchell Insurance Agency Blog: workers compensation insurance

View the latest blog posts from Mitchell & Mitchell Insurance Agency.

As a business owner, you pose liability risks to other parties. These include your customers and your employees. You therefore likely know that you need liability insurance for the business. However, simply assuming that customers and employees all need the same types of coverage is the wrong course of action. READ MORE >>

You operate a business. It may be construction-related. It could be an electrical or plumbing business. Your job is to protect your employees from exposure to risks. Asbestos is one of the biggest exposure risks. If exposure to asbestos occurs, your employees may face significant health challenges. READ MORE >>

 The question is often asked, “What is a premium audit” and “can I go with a carrier that won’t do this audit.” This is a common question I get from contractors getting a workers compensation policy for the first time. A premium audit is done by every workers compensation carrier. READ MORE >>

When an employee is injured on the job or suffers an illness from the job, it’s hard to know the first steps to take as the employer, especially if the employee needs immediate medical attention. If you have employees in California, you are required to have a Workers’ Compensation Ins... READ MORE >>

In California contractors are liable for workers compensation benefits to uninsured subcontractors employees.  This usually leads to surprise by the contractor along with a hefty bill from the auditor at the end of the policy period. This bill reflects the exposure and payroll of work done by the uninsured contractors employees. READ MORE >>

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