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New reports have been conducted by an insurance holding company named EMPLOYERS that showed a number of different risks that small businesses must be aware of in 2014 such as cyber security, healthcare affordability, and terrorism. 

EMPLOYERS conducted this survey by sampling 502 small businesses that had fewer than 100 employees.  They were asked about their concerns and personal preparations for certain risks that may occur.

The main concern of small business owners this year was workplace safety for its employees.

The most common workplace accident that involves employees in small businesses are slips and falls.  In fact, according to US Bureau of Labor Statistics, four out of five employers said they are not even prepared if this happened to them at work.

Instead, just 21% of respondents said they were prepared to handle a slip and fall incident. 

Other risks that worried owners of small businesses included professional liability, cyber security, natural disasters and terrorism.

About a quarter of those who participated in this survey believed there biggest worry is cyber security and professional liability.   Natural disasters along with terrorism are at the bottom of employers’ risk management priorities.


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