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Commercial Building Owner's Insurance

commercial buildingGet the right Insurance for your biggest asset!

  • A pedestrian trips and falls on your sidewalk.
  • Damage to tenant's personal property due to your building having a leaky roof.
  • Tenant trips and falls in your building's stairwell due to improper lighting.

Whether your building is vacant or fully leased, a commercial policy like a lessor's risk only product will ensure your protection against claims as described above. It will also assist you in situations where your tenants' insurance limits are not sufficient or where you could face the loss of rental income.

Coverage is available as a monoline liability, monline property, or package policy. We offer low minimum premiums and liability limits of up to $1,000,000 per occurrence and $5,000,000 aggregate. Property limits are available up to $3,000,000 depending on protection class and occupancy types and $5,000,000 for 100% commercial office occupancies.

Building occupancies eligible include: restaurants, tattoo shops, billard halls, and physical fitness centers (as long as they are not a majority tenant of the building). We can also cover OLDER buildings!

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