Disability Insurance in California
When it comes to disability insurance, California workers can protect themselves with help from Mitchell & Mitchell Insurance.
Mitchell & Mitchell Insurance is pleased offer a number of affordable options for California disability insurance that can be tailored to meet your specific needs. Imagine that you are hurt and must take time out of work. Does your employer provide disability insurance? California businesses may provide some disability coverage but does it cover the length of time you may be out of work?
These are things you should be considering if you need to purchase disability insurance. California residents may find that your need for disability insurance may be greater than you realize, and it’s not a responsibility you should simply toss aside for your employer to deal with. Although worker’s compensation is required by law to be provided to you by your employer, disability insurance is not required in every state. Only in Hawaii, New Jersey, Rhode Island, and New York does state law obligate employers to provide disability insurance for up to 26 weeks. Currently, there are no state laws that require employers to provide you with long term disability insurance.
If your employer does not provide enough or any California disability insurance, you need to look no further than Mitchell & Mitchell Insurance for affordable coverage. We have many options for comprehensive disability lines to best suit your needs. Disability insurance policies basically provide replacement income for you during the time you are unable to work. Do not make the mistake of underestimating the importance of this type of insurance; consider this: how would you and your family survive without your income? What items and activities would you need to give up without your income?
At Mitchell & Mitchell Insurance, we can:
- Help secure monthly payments to safeguard your standard of living
- Protect your financial future while providing excellent coverages
- Adjust disability coverages to meet your changing needs
Which coverages are right for you? What contingencies should you protect yourself against? How much is all this going to cost?
Disability insurance typically replaces 60-70% of your income during the time in which you are unable to work and/or perform the duties defined by your employment. Can you afford NOT to purchase this coverage?
At Mitchell & Mitchell Insurance, we are committed to helping you find the disability insurance in California that is right for you – and your family. Give our experienced agents a call today for more information!
Disability Insurance Informational Videos - Please click on images below to view videos.
Informational Links & Additional Forms
Disability Needs Calculator and Information
Disability Insurance Common Questions & Answers
Individual Disability Claims Video
Guidelines for Paramedical Exams
Medical Information Bureau Group FAQs
Kaiser Authorization for Use/Disclosure of Patient Information Form
Disability Insurance Video Overview
A Corporate Employee's Story of How Income Protection Helped Them
A Business Owner's Story of How Income Protection Helped Them
An Attorney's Story of How Income Protection Helped Them
Protect your income – The Asset you Rely on Most
Are you insuring what you value most?
Resources from the Council for Disability Awareness
Quiz Yourself on How Much You Know About Disability Insurance
Most Common Causes of Disability
What Are YOUR Chances of Becoming Disabled?