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Life Insurance


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Life Insurance Information

Life Insurance in California

When it comes to finding comprehensive life insurance in California, Mitchell & Mitchell Insurance has the coverages that will work for you.

By purchasing life insurance, California individuals can make sure that they provide for their family, even in dire circumstances. Life insurance benefits can be used for a variety of applications, including funeral costs, replacement earnings for lost wages, or even education benefits for children.

Here at Mitchell & Mitchell Insurance, we offer two types of life insurance throughout California. These are whole and term life insurance. California individuals considering these options should know that there are benefits and drawbacks to each type of policy, so it is important to weigh your options and speak to an insurance professional about your needs prior to purchasing life insurance.

Whole life insurance provides insurance for, as the name implies, the entire life of the policy holder. This means that, while you pay more for the policy, it is guaranteed to never expire.

With term life insurance, California policyholders are guaranteed a life insurance payout if the death of the policy holder occurs within the term specified in the policy. Because the payout is not guaranteed, though, this policy tends to be a less expensive option than whole life coverage.

If you have any questions or would like to speak to someone about the options available with life insurance, California individuals are encouraged to speak with a Mitchell & Mitchell Insurance representative. We are always available, and are looking forward to doing everything we can to earn your business.

Informational Links

Differences Between Cash Value and Term Life Insurance

Guidelines for Paramedical Exams

Kaiser Authorization for Use/Disclosure of Patient Information Form

MIB Group FAQs

 
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