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The Physicians Protector Plan® is a Medical Professional Liability Insurance Program with a singular focus on you: physicians and surgeons working in solo to small group practices. Our value proposition is simple: we bring together the best of what the insurance industry has to offer and make it easily accessible to you. The Physicians Protector Plan is available through an exclusive group of insurance agents experienced in health care liability. We are proud to be a partner of the Physicians Protector Plan and to meet the Medical Professional Liability needs of practitioners across Northern California.

Our Program features:

  • Financial strength through Aspen American Insurance Company, an admitted A.M. Best ‘A XV’ rated carrier with over $11.1B in total assets as of 12/31/2015.
  • Exclusive Risk Management Consultation Program available exclusively to our insureds through
  • Access to a confidential Risk Management Hotline fielded by experienced health care attorneys.
  • Comprehensive coverages including Cyber Liability, Defense Reimbursement for State Licensure and Disciplinary Board proceedings, and FREE retirement tail after just 1 year with Aspen.
  • Robust claims defense supported by expert local counsel who are aimed at protecting our insureds’ professional reputations.

We offer a variety of credits / discounts and other features including:

  • Competitive premiums for providers who are new to practice
  • Loss free credits
  • Part-time rates
  • Leave of absence discount
  • Interest-free payment plan options
  • ACH payment processing

Physicians Protector Plan Claim Information

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Meet Your Team

Paul Morris Sam Vella
Paul Morris Sam Vella

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